Protect Your Business With Reliable, Comprehensive Coverage.
Having reliable coverage can make all the difference in the non-emergency medical transportation and paratransit industry. Medical transportation businesses need tailored insurance solutions that meet their specific needs.
At American Safeguard Insurance, we take the time to understand your unique needs and provide reliable assistance, no matter the circumstances. We are committed to providing trustworthy and dependable support, so you can rest assured that when you turn to us, you will receive the best coverage possible.
What Is Non-Emergency Medical Transportation Insurance?
Non-Emergency Medical Transportation Insurance (NEMT Insurance) is a program that ASI specializes in to provide commercial insurance coverages exclusively to the Non-Emergency Medical Transportation and Paratransit industry. We also provide tailored, reliable support to ensure our customers have access to the best coverage available.
When You Partner With Us for NEMT Insurance, You Get:
Automobile Liability & Physical Damage Coverage
Commercial auto insurance can be one of the largest expenses for non-emergency medical transportation or paratransit companies. However, it is necessary to protect your business from accidents specific to the operation of your covered vehicles. Automobile liability insurance provides coverage for bodily injury or property damage that could happen to others through the operation of your vehicle. Auto physical damage insurance covers your vehicles in the event of a collision or non-collision incident.
General Liability Coverage
General liability coverage should be a part of any business insurance portfolio as it is generally very affordable and protects your business from an array of non-vehicle-related risks. For a non-emergency medical transportation or paratransit business, general liability exposure can happen with even the most common actions, like when an attendant is picking up a patient from their residence or helping them with their wheelchair inside a medical facility. If overlooked, these actions can lead to accidents that turn into claims resulting in large settlements.
SAM Coverage
Sexual abuse and molestation (SAM) is a sensitive subject matter, and any company can be at risk of claims related to this issue. A SAM claim can significantly impact not only your company’s reputation but your finances as well. That’s why ASI provides SAM coverage with most general liability policies in the NEMT industry.
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Once you contact us, we will provide you with a team of experienced insurance agents who will work to ensure you get the best coverage possible. They will assess your unique business needs and build a custom plan tailored to your business. They will then guide you through the process of applying for coverage, answer any questions you may have, and provide reliable assistance along the way. Each business is different, so visiting with your agent is important to make sure your business is protected the way it is supposed to be.
Frequently Asked Questions
Non-emergency medical transportation insurance is necessary to protect companies that transport patients from liability and property damage claims that can arise from accidents or incidents that occur during the transportation of patients.
Any company that provides non-emergency medical transportation services should have non-emergency medical transportation insurance. This includes companies that provide transportation for patients to and from medical appointments, hospital transfers, and other non-emergency medical transport situations.
The cost of non-emergency medical transportation insurance varies depending on a number of factors, including the size of the company, the number of vehicles, the type of coverage, the claims history, and the location of the company.
