Insurance that covers
What Is NEMT Insurance?
Non-Emergency Medical Transportation Insurance (NEMT Insurance) is a program that ASI specializes in, to provide commercial insurance coverages exclusively to the Non-Emergency Medical Transportation and Paratransit industry. Our coverages include:
Automobile Liability & Physical Damage Coverage
Commercial auto insurance can be one of the largest expenses for non-emergency medical transportation or paratransit companies. However, it is necessary to protect your business from accidents specific to the operation of your covered vehicles.
Automobile liability insurance also provides coverage for bodily injury or property damage that could happen to others through the operation of your vehicle.
Auto physical damage covers your vehicles in the event of a collision or non-collision incident.
General liability coverage should be a part of any business insurance portfolio. It is generally very affordable and protects your business from an array of non-vehicle-related risks.
For a non-emergency medical transportation or paratransit business, general liability exposure can happen with even the most common actions, like when an attendant is picking up a patient from their residence or helping them with their wheelchair inside a medical facility. If overlooked, these actions can lead to accidents that turn into claims resulting in large settlements.
Sexual abuse and molestation (SAM) is a sensitive subject matter, and any company can be at risk of claims related to this issue. A SAM claim can significantly impact not only your company’s reputation but your finances as well. That’s why ASI provides SAM coverage with most general liability policies in the NEMT industry.
How Do I Get It?
You can call ASI and one of our knowledgeable staff members will collect the required information to quote your insurance with one of the many companies we offer.
We will help you through the process of obtaining the necessary coverages to keep you and your company safe while operating and providing great service. In addition, we’ll assist you in the application process, to ensure that it’s fast and efficient.
We'd love to share our knowledge and experience
It is important that you sit down with your agent and get their advice, so your NEMT vehicles are properly covered. Each business is different, so visiting with your agent is crucial to ensure your business is protected the way it is supposed to be.
We serve clients all over the US, so whether you’re a business owner in Arkansas, Texas, Louisiana, Florida, or anywhere, we can help meet your insurance needs.
What we can do for you
Bundle your Commercial Auto Insurance
General Liability Insurance
Whether you are a small business owner or multinational corporation, when it comes to your insurance coverage General Liability should always be at the top of the list.
commercial property Insurance
Allow American Safeguard Insurance to provide critical financial assistance in the event of a loss so that your company can continue to operate with as little disruption as possible.
business owners Insurance
Business Owner's Insurance combines both Property and Liability Coverage into one package protecting you from things like injury, property damage, or loss of income.