Non-Emergency Medical Transportation Insurance
Coverage built for NEMT and paratransit businesses—so you can protect your vehicles, reduce liability risk, and keep operations moving.
What is NEMT Insurance?
NEMT Insurance is commercial coverage designed specifically for the non-emergency medical transportation and paratransit industry—with tailored support to help you secure the right mix of protection. Core coverages we help you secure:
Commercial Auto (Liability + Physical Damage)
Commercial auto is often one of the largest NEMT expenses—but it’s essential protection.
Auto Liability: Covers bodily injury or property damage to others related to vehicle operation
Physical Damage: Covers your vehicles for collision and non-collision incidents
General Liability
Affordable coverage that protects your business from non-vehicle claims—especially when staff are assisting patients at residences or inside medical facilities. Overlooking this exposure can lead to expensive claims and settlements.
SAM Coverage
Sexual abuse and molestation (SAM) claims can seriously impact both reputation and finances. SAM coverage is provided with most general liability policies in the NEMT industry.
How we help
When you reach out, you’ll work with experienced agents who take the time to understand your operation and the risks you face, build a customized insurance plan tailored to your business, and guide you through the entire process—from applying and binding coverage to making updates as your company grows.
Ready when you are
Tell us a little about your NEMT operation and we’ll help you get the right coverage in place.