motorcycle Insurance

Insurance that covers

what is motorcycle insurance?

Motorcycle Insurance provides financial protection in the event of a motorcycle accident, loss, theft, or damage.  Motorcycle Insurance includes Liability Coverage in case you are responsible for another person’s injuries or property damage.

Whatever you drive, you need insurance for your motorcycle and assets. American Safeguard Insurance has coverage options that enable you to get the Motorcycle Insurance Policy you want. 

Risks We Cover

You cause an accident

Risk

You’re at fault in an accident with another motorcycle, injuring the rider and damaging their bike. 

Coverage

Bodily Injury/Property Damage covers you if you cause damages to other vehicles and injuries to others if you’re liable in a motorcycle accident, as well as legal expenses if you’re sued.

You damage your motorcycle

Risk

You’re in a collision with a deer and your motorcycle is totaled. 

Coverage

Comprehensive Coverage pays to repair or replace your motorcycle if it’s stolen, vandalized or damaged in a fire or collision with an animal. Collision Coverage pays to repair or replace your bike if its damaged in an accident.

an uninsured driver damages your motorcycle

Risk

A driver doesn’t see you on your motorcycle and you’re blindsided. The driver has no insurance and no way to pay for the injuries they’ve caused.

Coverage

Uninsured Motorist Coverage is designed to reimburse you or a family member or can even cover a designated driver if one of you is struck by another driver who is uninsured and can apply to a hit-and-run driver. Underinsured Motorist is in play when another driver hits you and doesn’t have enough insurance to cover your loss.

you're injured in an accident

Risk

You fall off your bike and break your arm. 

Coverage

Medical Payments Coverage provides for the treatment of injuries to the driver and/or the passengers of the policyholder’s vehicle.

We'd love to share our knowledge and experience

One of the most commonly asked questions of agents is “How much insurance do I need?” This is where a professional insurance agent will provide you with numerous insurance coverage options regarding limits and coverages and then explain the risk associated with each of them. Each situation is different, so visiting with your agent is important to make sure your motorcycle is protected the way it is supposed to be.

Why is motorcycle insurance important?

  • They are small and hard for other motorist to see
  • They are very fast and maneuverable
  • They operate on two wheels; one moment of inattention can result in an accident
  • Operators have no protective devices such as seat belts and air bags

What we can do for you

Bundle your motorcycle Insurance

Auto Insurance

Because drivers are so unpredictable, you never know when an unavoidable accident could happen. Let us protect you from that scenario.

Home Insurance

Your home is maybe the most vulnerable to numerous risks of all your investments. We can insure your home and family from financial danger.

Life Insurance

Over the years, you’ll find comfort in knowing money will be available to protect your loved ones in the event of your passing. Let us provide this relief.

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