Commercial Inland Marine Insurance - American Safeguard Insurance

Inland Marine Insurance

Get the Inland Marine Coverage You Need & Know You’re Protected.

Get Comprehensive Inland Marine Insurance for Total Security.

The best way to ensure you’re protecting your business properly is to secure the right insurance. At American Safeguard Insurance, we know that traditional property insurance, while important, isn’t always enough. That’s why we offer Inland Marine Insurance coverage to give your business the protection it needs.

Young businesswoman driving car and using laptop.

What Is Inland Marine Insurance?

Our Inland Marine Insurance provides a broad range of protection for property that may be moving from location to location, property off-premises at a new location(s) or work locations, and/or subject to “unique” causes of loss that traditional property policies do not cover.

Protect Your Business from Unique Causes of
Loss, Including:

In Transit and Off Premises Protection

Your property is covered regardless of where it is located.

Property Insurance

Protect your property with complete coverage for accidents or damage.

Motor Truck Cargo Coverage

Get reliable coverage for any property being transported by motor truck.

Builder's Risk Insurance

Protect your building while it's under construction.

Contractor's Equipment

Protect contractor's equipment, such as tools, machinery, and other specialized equipment.

Computer Equipment & Data

Protect your company's technology and data in the case of loss or damage.

We'd Love To Share Our Knowledge & Experience

Inland Marine Insurance is one of the most unique and varied Property and Casualty policies available and definitely worth looking into, regardless of the type of business you are in.

It all starts with a conversation with one of our specialists to discuss your coverage needs. We will provide a policy package tailored to your individual needs, helping you make the most informed decision. Each business is different, so visiting with your agent is important to make sure your business is protected the way it is supposed to be.

Any questions or concerns can be addressed to our team of insurance specialists, who are available to help whenever you need them.

What are replacement costs versus actual cash value?

Frequently Asked Questions

When people hear the words Inland Marine Insurance, the first thing they typically think of is Boat Insurance. Many people get this confused with Ocean Marine Insurance which covers products transported by water. However, Inland Marine Insurance covers products in transit by land.

No. Many times people confuse Property Coverage with Inland Marine Coverage.  Property Coverage is intended to cover stationary property, property that predominately remains at “scheduled” premises, and property not considered “unique.”  Inland Marine Coverage is far more flexible.

In addition to the main types of policies above, Inland Marine Insurance also covers some of the following unique & expensive exposures for businesses:

  • Bailee’s Coverage
  • Furriers Block
  • Accounts Receivable
  • Equipment Dealers
  • Camera and Musical Instruments
  • Fine Arts
  • Jewelers Block
  • Exhibition Floater

If you place items in your vehicle daily to get your work done (computer, tools, data, etc.), then these items might not be included in your Property Policy, and if they are covered, the coverage may be limited.

In addition, if you clean, repair, or perform work on others’ property at your premises, then Inland Marine Coverage could benefit and protect you from a major loss.

Bundle Your Inland Marine Insurance

General Liability Insurance

Whether you are a small business owner or a multinational corporation, when it comes to your insurance coverage, General Liability should always be at the top of the list.
Learn More

Commercial Auto Insurance

Whether your company owns one car or a fleet of vehicles, Commercial Auto Insurance is important to make sure that your company can still perform its duties in the event of a claim.
Learn More

Business Owners Insurance

Business Owner's Insurance combines both Property and Liability Coverage into one package protecting you from things like injury, property damage, or loss of income.
Learn More

Get A Quote Now!

Our team is here to help you find the right coverage for your business so you can get the peace of mind you deserve.

Let's have a chat

Let's Get You A Quote On Inland Marine Insurance

Let's have a chat

Let's Get You A Quote On Surety Bonds