Inland Marine Insurance
Get the Inland Marine Coverage You Need & Know You’re Protected.
Get Comprehensive Inland Marine Insurance for Total Security.
The best way to ensure you’re protecting your business properly is to secure the right insurance. At American Safeguard Insurance, we know that traditional property insurance, while important, isn’t always enough. That’s why we offer Inland Marine Insurance coverage to give your business the protection it needs.
What Is Inland Marine Insurance?
Our Inland Marine Insurance provides a broad range of protection for property that may be moving from location to location, property off-premises at a new location(s) or work locations, and/or subject to “unique” causes of loss that traditional property policies do not cover.
Protect Your Business from Unique Causes of
Loss, Including:
In Transit and Off Premises Protection
Your property is covered regardless of where it is located.
Property Insurance
Protect your property with complete coverage for accidents or damage.
Motor Truck Cargo Coverage
Get reliable coverage for any property being transported by motor truck.
Builder's Risk Insurance
Protect your building while it's under construction.
Contractor's Equipment
Protect contractor's equipment, such as tools, machinery, and other specialized equipment.
Computer Equipment & Data
Protect your company's technology and data in the case of loss or damage.
We'd Love To Share Our Knowledge & Experience
Inland Marine Insurance is one of the most unique and varied Property and Casualty policies available and definitely worth looking into, regardless of the type of business you are in.
It all starts with a conversation with one of our specialists to discuss your coverage needs. We will provide a policy package tailored to your individual needs, helping you make the most informed decision. Each business is different, so visiting with your agent is important to make sure your business is protected the way it is supposed to be.
Any questions or concerns can be addressed to our team of insurance specialists, who are available to help whenever you need them.
What are replacement costs versus actual cash value?
Frequently Asked Questions
When people hear the words Inland Marine Insurance, the first thing they typically think of is Boat Insurance. Many people get this confused with Ocean Marine Insurance which covers products transported by water. However, Inland Marine Insurance covers products in transit by land.
No. Many times people confuse Property Coverage with Inland Marine Coverage. Property Coverage is intended to cover stationary property, property that predominately remains at “scheduled” premises, and property not considered “unique.” Inland Marine Coverage is far more flexible.
In addition to the main types of policies above, Inland Marine Insurance also covers some of the following unique & expensive exposures for businesses:
- Bailee’s Coverage
- Furriers Block
- Accounts Receivable
- Equipment Dealers
- Camera and Musical Instruments
- Fine Arts
- Jewelers Block
- Exhibition Floater
If you place items in your vehicle daily to get your work done (computer, tools, data, etc.), then these items might not be included in your Property Policy, and if they are covered, the coverage may be limited.
In addition, if you clean, repair, or perform work on others’ property at your premises, then Inland Marine Coverage could benefit and protect you from a major loss.
Bundle Your Inland Marine Insurance
General Liability Insurance
Commercial Auto Insurance
Business Owners Insurance
Get A Quote Now!
Our team is here to help you find the right coverage for your business so you can get the peace of mind you deserve.
