Commercial Health Insurance

Affordable Coverage That Cares

Get Dependable Commercial Health Insurance That You Can Count On.

Providing the option of quality medical coverage sets your company apart. No matter what type of health insurance plan you need, our team of experienced professionals is here to provide you with reliable advice and guidance. We understand that when it comes to commercial health insurance plans, options can be overwhelming. That’s why we are here to help you find the solution that fits your specific needs. Our expert team is prepared to provide you with personalized plans tailored to you.

A young female doctor inquires about personal information of a contented senior at home.

What Is Commercial Health Insurance?

American Safeguard Insurance offers commercial health insurance plans that provide comprehensive coverage for businesses of all sizes. Our plans are tailored to meet the needs of each individual customer, helping to ensure that all their needs are met. Our team of experienced professionals will help you make an informed decision about the plan that best suits your business.

When You Choose Us for Your Commercial Health Insurance Plan, You Get...

Wide Range of Coverage Options

We offer a variety of coverage options to meet the needs of your business and employees, including Health Maintenance Organization plans, Preferred Provider Organization plans, and individual health insurance plans.

Dependable Coverage

Our team of experts is dedicated to helping you find the coverage that works best for you. We will ensure you get the coverage you need so you can rely on us to be there when you need us.

Personalized Customer Service

Our experienced team of professionals will provide a personalized customer service experience, guiding you toward the best plan for your specific needs.

Affordable Premiums

Our commercial health insurance plans are designed to be affordable and cost-effective for businesses of all sizes.

We'd Love To Share Our Knowledge & Experience

When it comes to your company’s health insurance benefits, we have a lot to offer.

It all starts with a conversation with one of our specialists to discuss your coverage needs. We will provide a policy package tailored to your individual needs, helping you make the most informed decision. Each business is different, so visiting with your agent is important to make sure your business is protected the way it is supposed to be.

Any questions or concerns can be addressed to our team of insurance specialists, who are available to help whenever you need them.

Frequently Asked Questions

Health Maintenance Organization (HMO)

With a Health Maintenance Organization plan, your employees must see doctors in your provider’s network. Their primary care physician will need to refer them to any specialist from whom they seek care.

Preferred Provider Organization (PPO)

In the Preferred Provider Organization, employees can seek care from any doctor they prefer. However, doctors outside of your provider’s network will most likely cost more. An added benefit is there are no referrals necessary to seek the care of a specialist.

Exclusive Provider Organization (EPO)

In the Exclusive Provider Organization, the only doctors available to your employees are those in your provider’s network, with the exception of emergency treatment. No referrals are needed to see specialists.

Yes. Here are some details on our vision & dental plans:

Dental

Your employees’ basic services will be covered with dental insurance, including teeth cleaning and x-rays, with the potential for other major services and surgeries to be covered depending on the plan you choose.

Vision

Vision insurance covers the cost of eye care through a premium payment. Vision insurance typically covers annual eye exams and, if necessary, eyewear for your employees.

Yes! You can have both to help pay for your medical expenses.

With our policies and bundles, your employees will be happier and healthier. When you offer health insurance, both you and your employees can save money. Employees can save 30-45% on insurance premiums, and you can save money through tax deductions and payroll taxes.

Bundle Your Commercial Health Insurance

General Liability Insurance

Whether you are a small business owner or a multinational corporation, when it comes to your insurance coverage, General Liability should always be at the top of the list.
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Property Insurance

Allow American Safeguard Insurance to provide critical financial assistance in the event of a loss so that your company can continue to operate with as little disruption as possible.
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Business Owners Insurance

Business Owner's Insurance combines both Property and Liability Coverage into one package protecting you from things like injury, property damage, or loss of income.
Learn More
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