Business Owners Insurance

Protect Your Business

You Run Your Business. We Ensure You're Covered.

Owning a business is no small task. It requires dedication, hard work, and the right insurance coverage to ensure the success of your business.

American Safeguard Insurance offers the best business owner’s insurance to give you the peace of mind you need to focus on what’s important. With more than 20 years of experience, we have the expertise to provide the comprehensive coverage you need to protect your business. Whether you’re a small business owner or a large business owner, you can count on us to provide exceptional coverage at an affordable price.

What Is Business Owners Insurance?

A Business Owners Policy (BOP) can combine various insurance coverages into one policy, including Commercial Property Insurance, Commercial General Liability, and Business Income Coverage.

American Safeguard Insurance offers business owners competitively priced policies that can cover their property, equipment, inventory, and liabilities from a wide range of risks. Our policies are customizable to meet the unique needs of your business. We provide all of this with exceptional customer service, so you can rest assured knowing you have an experienced and dependable insurance company on your side.

When You Partner With ASI, You Get...

Comprehensive Coverage

To ensure your business is fully protected from any risks.

Flexible Policies

We offer various policy packages tailored to your business's needs.

Expert Advice

Our team of experts is here to guide you on the best coverage for your business.

Competitive Pricing

Our policies offer the best coverage at an affordable price.

Dedicated Support

Our team is available to help you in any way possible.

We'd Love To Share Our Knowledge & Experience

Our business owner’s insurance process is simple.

You can start by contacting us to receive a free quote and discuss any special needs you may have. We offer a variety of policies customized to fit your specific needs.

Once you have selected the plan that is right for you, we can help you complete a comprehensive application and review it for accuracy.

If the application is accepted, you can begin to enjoy the peace of mind that comes with our comprehensive business owner’s insurance policy. And, of course, our insurance agents are here to address any questions or concerns you have along the way.

Frequently Asked Questions

The Business Owner’s Policy covers many risk exposures that small business owners face today. It is often more cost-effective than trying to get separate policies for each line of businesses needed, as you can bundle them all under one policy.

This is where a professional insurance agent will provide you with numerous insurance coverage options regarding limits and coverages and then explain the risk associated with each of them. Each business is different, so visiting with your agent is important to make sure your business is protected the way it is supposed to be.

Usually, small businesses with less than $5,000,000 in annual sales and fewer than 50 employees can qualify for a Business Owners Policy. Some businesses with high-risk exposures or highly specialized work don’t qualify for a Business Owners Policy due to their operations.

Businesses that fall into the following categories (plus quite a few more) are prime examples of an operation that would benefit from purchasing Business Owner’s Insurance: hair salons, insurance agencies, law offices, dental offices, medical offices, auto service repair, small contractors, machine shops, retailers and light manufacturers.

Bundle Your Business Owner's Insurance

Commercial Property Insurance

Allow American Safeguard Insurance to provide critical financial assistance in the event of a loss so that your company can continue to operate with as little disruption as possible.
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Commercial Auto Insurance

Whether your company owns one car or a fleet of vehicles, Commercial Auto Insurance is important to make sure that your company can still perform its duties in the event of a claim.
Learn More

Get A Quote Now!

Take the first step towards protecting your business by contacting American Safeguard Insurance for a free quote and comprehensive coverage.

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